How to Apply

 

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  •   Make an appointment

Call our office to arrange an appointment or select the Apply Online option. Alternatively you can download the forms yourself and fill them out in your own time. We will then arrange a suitable time to meet you at our office or in certain circumstances a place convenient to you.

  • Purchase a copy of your Credit File (CRAA)

The status of your credit file is important to your application. In order for us to process your application, we must have an up to the minute copy of your credit file. This is the first and most important stage of your application and  will cost you $25.

  • Complete an application form

Complete a quick and easy application form with us. To assist in the speed of this process you will require the following information at hand:

  • Driver's licence or Passport (if applicable)
  • Current address details - address, month & year moved in, rent/board/mortgage amount. If you have lived at your current address less than 3 years, please provide previous address, month & year moved in.
  • Employment details - employer's name, address, phone number, date commenced. If you current employment has been less than 3 years, please provide previous employer details.
  • Bank details - your current account balances.
  • Income details - the amount(s) you receive.
  • Liability details - credit cards, store cards, loans, mortgages, interest free finance, etc.
  • Landlord details (if applicable) - name, address, phone number.

 

  • Submission and Conditional Approval

We will instantly submit your application to a panel of lenders which will be automatically processed and (provided you satisfy initial requirements) be issued with a "Conditional Approval" or a "Referral Approval".

  • All done!

Once the lender has reviewed your application in person they will call you and inform you of your loan status and invite you to come to their branch to complete the paperwork. you will need your ID, payslips etc. along with the paperwork we provide. That's it all done and you have your money.

 

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