Frequently Asked Questions

What type of loans do you offer?
Personal Loans & Car Loans
What’s the interest rate ?
Personal Loans
Unsecured personal loans Start from 9% p.a. (t.a.p.)
What sort of income do you accept?
We accept all sources of income, full time, part time, casual and self employed.
Do you accept Pensions?
Unfortunately, most PENSIONS are now unacceptable, unless you have exceptional circumstances!
Call us anyway to discuss your requirements, you never never know unless you ask!
What sort of income don’t you accept?
Newstart & Youth Allowance are unacceptable sources of income.
What else do I need to know?
You must have a clean clear credit file,
and demonstrate the ability to pay the loan back
in full, without financial hardship.
You must be stable in residence ( min. Twelve months) and your employment !
How much are the repayment going to be?
Check the BASIC MATRIX CHART below, or click Calculator
( To be used as a Guide Only, subject to approval)
BASIC MATRIX CHART
( PERSONAL LOANS ONLY )
This matrix chart is to used as a Guide Only.
Note all Lenders have different application, account
and ongoing fees, these are available upon request.
Amount
Borrowed
Weekly
Payment
Fortnightly
Payment
Monthly
Payment
$ 3,000
15.50
31.00
62.00
$ 4,000
20.00
40.00
80.00
$ 5,000
25.00
50.00
100.00
$ 6,000
29.50
59.00
118.00
$ 7,000
33.75
67.50
135.00
$ 8,000
38.25
76.50
153.00
$ 9,000
42.50
85.00
170.00
$ 10,000
48.75
97.50
195.00
$ 11,000
53.25
106.50
213.00
$ 12,000
57.75
115.50
231.00
$ 13,000
62.50
125.00
250.00
$ 14,000
67.00
134.00
268.00
$ 15,000
71.50
143.00
286.00
$ 16,000
76.00
152.00
304.00
The above payment guide includes
NSW Personal Loan Centres Establishment Fees.
(Available upon request)